Australia Migration, Immigration Australia, Migrating to Australia
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Migration Institute of Australia Member
Registration Number 1971 and 2748
Registered to Provide Migration Advice
MARN numbers:
0208366, 0426675, 0641256, 0742456 and 0640237
More info about Immigration Australia, Visa Australia
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Business Finance

Business Finance Broking Services - Full Financial Assistance for Business Starters

Finance Broking Services

  • BCIS Business & Management Services can offer you assistance for your business finance needs through our Finance Broking Services.
  • We have a licensed Finance Broker available to explore a wide range of financing options and then arrange the necessary documents required to apply to the appropriate lender.
  • Our Finance Broker will explore the most suitable options for your individual situation to enable you to make an informed decision.

Details of loan products and interest rates are available upon consultation.

The following finance options can be explored : -

Start up” capital and/or working capital required to form a new business and provide the working capital for the operation of the business.

  • Existing business’s looking for more capital to expand or purchase equipment. Have access to over 20 lenders including most of the prime lenders available in Australia, usually providing principal and interest loans, interest only loans, business overdrafts with loan terms to suit most cashflow needs of the business to approved applicants.

Commercial Leasing / Equipment Finance:

  • Finance required to purchase equipment for business purposes including vehicles to be used for business purposes. Not all equipment can be leased and further clarification with lenders would be required. Leasing in some circumstances can be an alternative to a business loan and free up more working capital for your business.

Home Loans / Investment Home Loans:

  • Finance to purchase properties for owner occupation or investment. Not all properties are suitable to lenders on a home loan basis, and further clarification with lenders would be required. Have access to over 30 lenders Australia wide and takes out the hassle of finding the most suitable and cost effective home loan for your individual needs.

Costs of Finance Services

Fees & Charges

  • All finance loans have Government Fees & Charges, and
  • other Statutory Fees & Charges; and
  • the applicable Lender’s Fees and Charges.
  • An estimate of costs can be provided upon consultation, and are all subject to change.

Loan Checklist Items

  • BCIS Business & Management Services can assist you, or compile these items for you.

The following items are required as a minimum and other items maybe required and will be advised at intial consultation:

  • Business Plan
  • Cashflow Budget/Forecasts for next 3-5 Years
  • Last 3 Years full financial statements (i.e. Profit & Loss and Balance Sheets)
  • Last 3 Years personal and business tax returns
  • Confirmation on any other income sources or expected source (i.e. rental income / dividends)
  • Confirmation of all assets and liabilities ( bank statements / proof of property owned)
  • Signed authority to act, statement of position, privacy authorities (available upon consultation)
  • Last 12 months statements of any debts if being refinanced
  • Identification (100 Points) – Passport or Birth Cert. and Driving Licence – minimum.
  • Copy of any contracts to buy, leases for rental if available at time
  • Resume of previous business acumen / experience
  • Most recent month’s payslips and last two years group certificates if a wage earner (PAYG). Letter from employer would be preferable also.

Contact Details for Enquiries

How to proceed:-

  • Download the Finance - Checklist of required documents and ensure that you can provide all the required items (BCIS BMS will assist with this)
  • Contact BCIS BMS for further details and instructions
  • Note that you should provide us with exact details regards the finance required.
  • You can download and print the Business Finance Certificate of Appointment

(Note downloads are located on right of the screen - under downloads) 


Applications for finance are subject to the Bank’s / Lenders normal credit approval. The Bank’s / Lenders normal terms and conditions to apply and available upon approval. Fees and charges are payable and subject to change at any time. Other terms and conditions to apply.




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