Making online payments

Making online payments at Australia-Migration.com

We understand the concerns that you may have regarding credit card security while shopping at australia-migration.com. Please read through the information below so that you can learn how australia-migration.com ensures your shopping experience with us is both secure and safe.

We guarantee that every transaction you make at australia-migration.com will be safe. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at australia-migration.com. See guarantee details below.

Why is australia-migration.com so safe?

• Safe Technology: Our Secure Sockets Layer (SSL) Bit software is the industry standard and among the best software available today for secure online commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read as the information travels over the Internet.
   
• Credit card information is not stored. Once the transaction has been approved the credit card information is deleted.

Still don't want to use your credit card on the Internet?

More information for you to consider:

1. Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50 of fraudulent charges. If your bank does hold you liable for any of this $50, australia-migration.com will cover the entire liability for you, up to the full $50. australia-migration.com  will cover this liability only if the unauthorized use of your credit card resulted through no fault of your own from purchases made at australia-migration.com  while using the secure server.
2. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

Westpac Bank of Australia says:

Shop safely on the Internet with a 100% Guarantee

• Books, CDs, wine, holidays – whatever you're looking for, the Internet is one of the easiest and most convenient ways to shop.
  
  Now it's even more convenient with the Westpac Internet Shopping Guarantee, free to all Westpac credit cardholders.
  
  How your 100% Internet Shopping Guarantee works
  
  Fraud Protection
  
  When you use your Westpac credit card to make a purchase over the Internet you're covered against unauthorised charges.

In fact, we guarantee you will not have to pay for any fraudulent transactions made online with your credit card, provided you notify Westpac by the due date shown on your credit card statement.

Delivery Protection

If you make a purchase over the Internet and the goods are not delivered, you can claim the full amount back to your account. Again, you're protected.

How to make a claim

If you find a eCommerce transaction on your statement that is unknown or that you feel is incorrect, or if the goods have not been delivered, simply:

1. Check through your receipts or records to determine if the amount appears as a different merchant name. Some merchants use a trading name that is different to their retail or business name. Or,
2. If you recognise the merchant name or have had previous dealings with the merchant, contact them directly to obtain additional transaction information.
3. If the transaction is still not explained to your satisfaction:

Call Westpac on 1300 651 089 to make a claim. By notifying Westpac by the due date shown on your credit card statement, you can claim the full amount of any fraudulent eCommerce transaction back to your account